Altagracia Mera v. Citizens Property & Casualty Insurance Corporation, Fla. Supp. 2801MERA (Fla. Feb. 20, 2020).  In Broward County Case No. CACE18020878, Judge Michael Robinson granted Citizens’ Motion for Summary Judgment, finding the exclusion for wear and tear applicable.  The court found that the affidavit of the insured’s public adjuster was conclusory, and lacked the necessary factually-based chain of underlying reasoning to support the opinion that the loss was caused by Hurricane Irma.